Tax and LegalBanking and Financial Services Regulation
Financial services are licensed activities, and doing one without authorisation, or outside the terms of the licence held, is an offence rather than a commercial misstep. This course maps the framework. Delegates work through the licensing regime and which activities require authorisation, prudential requirements including capital and liquidity at the level a non specialist needs, and conduct requirements covering advice, disclosure and treating customers fairly. Consumer credit regulation is covered, including affordability assessment and reckless lending. Payments, mobile money and the regulatory questions they raise follow. Supervision, reporting and enforcement are addressed. The course closes on outsourcing, agents and where responsibility for a third party's conduct sits.
Course objectives
- Identify which activities require authorisation and under which licence
- Explain prudential requirements at a non specialist level
- Apply conduct requirements on advice, disclosure and fair treatment
- Meet consumer credit obligations including affordability assessment
- Address the regulatory position of payments and mobile money
- Meet supervisory reporting obligations and respond to enforcement
- Determine responsibility for the conduct of agents and outsourced providers
Who should attend
- Compliance officers in banks and financial institutions
- Legal counsel advising financial services businesses
- Product and credit managers
- Fintech and payments operators
- Regulators and supervisory staff
Course outline
- 01Licensed activities and their boundaries
- 02The licensing regime
- 03Prudential requirements in outline
- 04Conduct, advice and disclosure
- 05Treating customers fairly
- 06Consumer credit and reckless lending
- 07Payments and mobile money
- 08Supervision, enforcement, agents and outsourcing
Scheduled sessions
| Dates | Venue | Format | Price | Register |
|---|---|---|---|---|
| 6 to 8 January 2027 | Windhoek, Namibia | Classroom | R14,950 per delegate | |
| 15 to 17 February 2027 | Online | Online | R6,500 per delegate | |
| 22 to 24 February 2027 | Pretoria, South Africa | Classroom | R14,950 per delegate |
Banking and Financial Services Regulation
From R6,500