Finance and TreasuryEmerging Market Bank Analysis
Analysing a bank in an emerging market means working with disclosure that is thinner, accounting that may be applied inconsistently, and a sovereign whose condition sits behind every exposure on the balance sheet. This course covers doing it properly. Delegates work through reading a bank's financial statements for what they do not say, assessing asset quality where restructuring can hide a problem loan, evaluating funding stability in markets where deposits are short and concentrated, and the sovereign linkage that determines how much of a bank's risk is really country risk. Peer comparison, early warning indicators and the analysis of a bank heading toward difficulty complete the programme.
Course objectives
- Read a bank's financial statements critically, including what disclosure omits
- Assess asset quality where restructuring can obscure a problem loan
- Evaluate funding stability and deposit concentration
- Analyse capital adequacy and its quality, not only its ratio
- Assess the sovereign linkage embedded in a bank's balance sheet
- Build a peer comparison that adjusts for accounting differences
- Identify early warning indicators of a bank in difficulty
Who should attend
- Credit and investment analysts
- Correspondent banking and counterparty risk staff
- Development finance institution analysts
- Regulators and supervisors
- Fixed income and equity analysts covering financials
Course outline
- 01What makes emerging market bank analysis different
- 02Reading the financial statements, and reading the gaps
- 03Asset quality, restructuring and problem loan recognition
- 04Funding stability, deposit concentration and liquidity
- 05Capital adequacy and the quality of capital
- 06Sovereign linkage and country risk in the balance sheet
- 07Peer comparison across accounting regimes
- 08Early warning indicators and the path into difficulty
Scheduled sessions
| Dates | Venue | Format | Price | Register |
|---|---|---|---|---|
| 17 to 21 October 2026 | Lusaka, Zambia | Classroom | R11,995 per delegate | Register Now |
| 25 to 29 October 2026 | Windhoek, Namibia | Classroom | R11,995 per delegate | Register Now |
| 30 October to 3 November 2026 | Lilongwe, Malawi | Classroom | R11,995 per delegate | Register Now |